Debt Arrangement Scheme · Scotland

Protect what matters, without losing control of your debt.

AMI Financial Solutions is an FCA-regulated, AiB-approved money adviser administering DAS cases across Scotland — for individuals, and for the professionals who work with them.

I'm a professional

Referring a client

Accountant, lawyer, broker, or adviser with a client whose debt situation puts assets at risk.

See how referrals work ↓
I need help myself

Dealing with my own debt

Free, confidential advice on options to manage unmanageable debt — no judgement, no obligation.

See how DAS could help ↓

For referral partners

Accountants · Family & divorce lawyers · Mortgage & insurance brokers · IFAs & wealth managers · Private client solicitors
  • Your client keeps the assets you manage — DAS avoids forced disposal and sequestration.
  • There's no fee between us — nothing changes hands, and it stays free advice for your client.
  • You're kept in the loop, with the client's consent, throughout the process.
  • Flag a client — that's all it takes. AMI carries out the full DAS assessment directly.
Why it matters to you: a forced disposal to cover a debt crisis is a permanent hit to the assets you manage. A DAS referral keeps the relationship — and the portfolio — exactly where it is.
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Struggling with debt?

A Debt Arrangement Scheme (DAS) can help you deal with debt you can't manage — without needing to sell your home or other assets.
  • Freezes interest and charges on qualifying debt.
  • One affordable monthly payment, set around what you can actually afford.
  • Legal protection from creditor action once your DAS is approved.
  • Free, confidential, and no obligation to proceed.
Want a rough idea first? Try our free, 2-minute illustrative debt calculator → — see roughly what you could afford and what stays protected. No obligation, nothing saved.
You're not alone in this. Every situation is different — the fastest way to know your options is a free, no-pressure conversation with an adviser.
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